Church financing doesn’t work like a typical commercial loan — most banks won’t touch it. Here’s why, which loan types are actually realistic, and what California law requires before a church can put its property up as collateral.
Endowments are money or property given to a church with the understanding that the principal stays invested rather than being spent, while the investment earnings support the church’s programs or operations over time. That basic idea is simple. What trips churches up is that endowments aren’t just a financial arrangement — they’re a legal one, governed by a specific California statute that limits how and when the church can actually spend the money. The Law Behind Endowments: California’s UPMIFA California governs institutional endowments through the Uniform Prudent Management of Institutional […]
CReal property fraud can cost a church hundreds of thousands of dollars in a single wired transaction. Here’s how wire fraud, mortgage fraud, and title schemes actually work, based on FBI and FTC warnings, and the signs that mean you’re already a target.
